Present Value Approach

How RAM Funding calculates the value of your cash flow.  We take all the below factors into consideration to determine an appropriate yield on your cash flow note:

Degree of Safety:  This is the certainty with which the return from investment is expected.  Present value increases or decreases according to the safety factors.

Interest Rate:  This concentrates on the impact of changes in interest rates over time.  Present value increase and decrease inversely proportional to interest rates.

Liquidity:  This factor is the ability to liquidate an investment rapidly with a minimum loss of principal.  Cash Flows, specifically mortgages, trust deeds and land contracts, by their nature are not liquid.

Manageability:  This factor is the extent to which the investment requires attention and management over time.

Have other questions?  Try the RAM Funding  Note Buyer Questions page.  Unfamiliar with some of the terms used by cash flow note buyers? Try the RAM Cash Flow Note Definitions page.  Find out about our Cash Flow Purchase Options too.

The cash flow specialists at RAM Funding are standing by ready to CASH YOU OUT!  Is your cash flow statement less than stellar, or do you need a lump sum of cash NOW for your cash flow note?  Why hold on to an underperforming cash flow note? 


Call the RAM Funding Discounted Cash Flow Specialists Today, 1-800-397-3893.

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RAM Funding, the American Cash Flow Corporation